About SoFi Technologies, Inc. - Common Stock (SOFI)
SoFi Technologies Inc is a financial technology company that provides a range of services aimed at helping consumers manage their finances and achieve their financial goals. The company offers products such as personal loans, mortgages, credit cards, investment services, and student loan refinancing, all designed to simplify the borrowing and investing process. In addition to its financial products, SoFi also features a social network for members to connect and share financial insights, as well as educational resources to empower individuals in making informed financial decisions. Overall, SoFi seeks to disrupt traditional financial systems by leveraging technology to create a more accessible and user-friendly financial experience. Read More
SoFi’s third quarter results were met with a positive market reaction, as the company delivered revenue, adjusted earnings, and EBITDA that were above Wall Street expectations. Management attributed this performance to accelerating member acquisition, with CEO Anthony Noto highlighting that SoFi added a record 905,000 new members. The company’s one-stop-shop strategy, centered on broadening its financial services and technology platform offerings, drove both product adoption and engagement, with cross-buy rates reaching their highest level since 2022. Noto pointed to the deliberate diversification away from capital-intensive lending toward fee-based, capital-light revenue streams, which powered margin improvements and overall profitability.
Nu Holdings (NYSE: NU), the parent company of Latin America's leading digital bank Nubank, achieved a significant milestone on September 22, 2025, with its stock price hitting an all-time high of $16.49 USD. This remarkable surge, with an intraday high of $16.43 and a closing price of $16.
Large-cap stocks are known for their staying power and ability to weather market storms better than smaller competitors.
However, their sheer size makes it more challenging to maintain high growth rates as they’ve already captured significant portions of their markets.
Digital financial services company SoFi Technologies (NASDAQ:SOFI) reported Q3 CY2025 results exceeding the market’s revenue expectations, with sales up 37.9% year on year to $961.6 million. On the other hand, the company’s full-year revenue guidance of $3.54 million at the midpoint came in 99.9% below analysts’ estimates. Its non-GAAP profit of $0.11 per share was 33.4% above analysts’ consensus estimates.
Digital financial services company SoFi Technologies (NASDAQ:SOFI) announced better-than-expected revenue in Q3 CY2025, with sales up 37.9% year on year to $961.6 million. On the other hand, the company’s full-year revenue guidance of $3.54 million at the midpoint came in 99.9% below analysts’ estimates. Its non-GAAP profit of $0.11 per share was 33.4% above analysts’ consensus estimates.
SoFi Q3 2025 earnings beat estimates with record revenue of $949.6M and EPS of $0.11. The company added 905K new members and raised its full-year profit outlook.